Mobile Wallet App

Mobile Wallet App("us", "we", or "our") operates the "Credit Cards - Mobile Wallet" mobile application (the "App"). This Privacy Policy outlines how we collect, use, and disclose information when you use the "Credit Cards - Mobile Wallet" app. By using our app, you agree to the collection and use of information as described in this policy. Information Collection and Use The "Credit Cards - Mobile Wallet" app collects and uses the following information: All information collected is aggregated and anonymized to protect individual users. We only use this data in aggregate form, as a statistical measure, and not in a manner that would identify you personally to improve our product. Data on device type, operating system, and user experience is automatically collected when using our product and solely used to optimize and improve the usability of our products and the website. We may collect and share the following types of data to enhance and improve our services: - Personal Information: Like includes details such as age, gender, and city. - Usage Data: Like includes app interactions, session logs, and user preferences. - Device Information: Like includes device model, language, operating system, and IP address. - Location Data: Like includes precise or approximate location (if location services are enabled). Data Storage and User Control The core functionality of this App is to allow you to store credit cards, debit cards, other cards, and flight ticket details on your mobile device. All data you enter into the App is stored locally on your device by default. We do not collect, store, upload, or share your personal data, including your card numbers or flight ticket details, without your explicit instruction. NFC Functionality: The app utilizes your device's NFC capabilities to read data from compatible cards. This feature is used for reading card details and is not used for making payments. The data read via NFC is processed locally and is not sent to any external server. Credit Card Validator: The app includes a credit card validation feature. This process is performed locally on your device. The Luhn algorithm is utilized by the card validator to validate and verify the details of card numbers. We do not retain any of your card information on our servers. Optional Cloud Synchronization To prevent data loss and allow for easy device switching, the App provides an optional cloud synchronization feature. This feature is not enabled by default, and you must grant explicit permission to use it. When you choose to enable this feature: The App connects to your personal cloud storage account (Google Drive or OneDrive). Your app data is encrypted and backed up to a private folder within your chosen cloud account. This backup data is only accessible to you through the App. We do not have access to your cloud account or your synced data. The data remains under your control and is governed by the privacy policy of the cloud provider you choose. Notifications: The app may utilize the android.permission.POST_NOTIFICATIONS permission to send notifications related to incoming calls, missed calls, or other relevant app updates. These notifications are solely for the purpose of enhancing your user experience within the app. Full-Screen Intent: The app may use the android.permission.USE_FULL_SCREEN_INTENT permission to display full-screen call notifications when receiving incoming calls. This feature enhances the user experience by providing a seamless call interface. External Storage: The app may require permission to write to external storage (android.permission.WRITE_EXTERNAL_STORAGE) to store call recordings or other user-generated content, if applicable. We ensure that any data stored in external storage is used solely for the intended purpose within the app and is not shared with third parties. Log Data We do not collect any log data from users of the "Contacts - Phone & Dialer" app other than the call log data mentioned above. Cookies The "Contacts - Phone & Dialer" app does not use cookies or similar tracking technologies. Third-Party Services While the App itself does not collect your personal data, it uses third-party services for essential functions such as analytics, push notifications, and advertising. These services may collect non-personal data as described in their own privacy policies. Google AdMob / Google Analytics / Google Firebase: Used for crash reporting, app analytics, and to display ads to support the App's development. Data Collected: Device information, app usage, ad identifiers. This data is not linked to your personal card, flight, or cloud data. Privacy Policy: https://policies.google.com/privacy & https://policies.google.com/technologies/partner-sites Facebook Audience Network: Used to display advertisements. Data Collected: Ad identifiers, app usage, and device information. This data is not linked to your personal card, flight, or cloud data. Privacy Policy: https://www.facebook.com/privacy/policy/ AppMetrica (Yandex): Provides us with anonymous usage statistics to help us analyze app performance and improve the user experience. Data Collected: Device information, app usage statistics, session duration. Privacy Policy: https://metrica.yandex.com/about/confidentiality/ Microsoft Clarity: Used for user analytics to help us understand app performance and optimize our services. Data Collected: Interaction data, usage metrics. Privacy Policy: https://privacy.microsoft.com/en-us/privacystatement OneSignal: We use this service to send you push notifications about app updates or important information. Data Collected: Push notification tokens, device identifiers. Privacy Policy: https://onesignal.com/privacy_policy In-App Purchases The App offers optional in-app purchases to unlock premium features or content. All transactions are processed securely by a third-party payment processor (Google Play). We do not collect, process, or store your payment card details, billing information, or other financial data. We receive a transaction receipt and order details from the payment processor to confirm and fulfill your purchase. Security We are committed to protecting the security of your information. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security. Data Security Your data is stored securely on your device. When you use cloud synchronization, your data is encrypted before being sent to your personal cloud storage. Personal Data Privacy We handle your data in compliance with applicable laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). Any personal data processed on your device remains under your control. We are not responsible for data processed locally on your device. Advertisements: The app integrates Google AdMob SDK for displaying advertisements. AdMob, a Google service, may collect and use information about your device and usage patterns for targeted advertising purposes. For more information on how Google collects and uses data, please refer to Google's Privacy Policy. Changes to This Privacy Policy We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. Your Control You have complete control over your data. You can enable or disable cloud synchronization, delete the App, and manage your data at any time. Contact Us If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at couturepvtltd@gmail.com. By using the "Credit Cards - Mobile Wallet" app, you acknowledge that you have read and understood this Privacy Policy and agree to its terms and conditions.

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